Our auto insurance renewal needed paid this week. Our company offers a 15% discount if you pay the 6 months in one lump sum. For us, that is a savings of about $100 every 6 months.
Our home owners insurance is with the same agent. While I was there, I visited with him about our policy. We updated some things and when all was said and done, our savings will add up to about $600 year.
So look over your policies and visit with your agent. We have to have insurance but I don't want to pay more for it than we have to.